Clarify Social Security and Veteran’s benefits

Life’s Financial Journeys

Heading Off to College
Getting Out on Your Own
Blending Two Lives
Having a Child
Emptying the Nest
Entering Retirement
Death of a Life Partner
Military Life

Everyone understands that Social Security provides retirement income. What is less well-known is the Social Security survivor’s insurance program.

A survivor cannot collect from both programs. However, depending on age and circumstances, one of the programs might be the better option and which program is best will change as age and circumstances change.

Similarly, the death of a spouse may affect the benefits received if that spouse was a military veteran.

The following resources may assist you in clarifying Social Security and Veteran’s benefits:

Social Security Survivor’s Benefits Explained

Social Security for Widows and Widowers

How to Obtain Your Social Security Information

Social Security When a Family Member Dies

Social Security for Survivors

Social Security Spousal Benefits

Social Security Survivor’s Benefits Amounts

Collecting Social Security Based On a Deceased Spouse’s Account

Pension for Surviving Spouses of Veterans With Wartime Service

TriCare Explained

Death of a Life Partner Tasks

1. Taking stock of your financial situation
2. Identifying your sources of income
3. Revising your spending plan
4. Revising your estate plan and advance directives
5. Examining Medicare, Medicaid, and long-term care issues

Identifying your sources of income Subtasks

1. Assess the impact of the death on pensions or other retirement benefits
2. Clarify Social Security and Veteran’s benefits


NAPFA Consumer Education Foundation
8700 W. Bryn Mawr Ave., Suite 700N
Chicago, IL 60631
(847) 483–5400 ext. 106