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Take steps to strengthen your credit reputation


Life’s Financial Journeys

Heading Off to College
Getting Out on Your Own
Blending Two Lives
Having a Child
Emptying the Nest
Entering Retirement
Divorce
Death of a Life Partner
Military Life


Very few people have a perfect credit score. People like yourself who are just starting out may have a low score simply because they have little or no credit experience. However, there are steps you can take to build a good score. Having a good score means you can easily obtain credit when needed and pay the lowest possible interest rates.

The following resources may assist you in taking steps to strengthen your credit reputation:

Correcting Credit Report Errors

The Equal Credit Opportunity Act

Resolving Credit Card Billing Disputes

Be Wary of Credit Card Interest Reduction Scams

How To Boost Your Credit Score

Should You Sign Up for Credit Monitoring?

Credit Repair: How to Help Yourself


Getting Out on Your Own Tasks

1. Finding housing
2. Building credit access and usage
3. Reaching financial goals
4. Setting up a spending plan
5. Getting properly insured

Building credit access and usage Subtasks

1. Learn about credit reports and credit scores
2. Take steps to strengthen your credit reputation
3. Compare revolving and installment credit
4. Decide how much credit you can afford right now
5. Identify appropriate sources of credit and how you will use them

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